North Dakota Mortgage NMLS Safe Course

North Dakota Mortgage License Requirements

To obtain a mortgage broker, mortgage lender or to become a mortgage originators in the United States a person must take the 20 Hour Mortgage NMLS S.A.F.E. Course. In 2008 federal regulation took over the mortgage licensing process with the passage of the Secure and Fair Enforcement for Mortgage Licensing of 2008 Act. This Act established the National Mortgage Licensing System and Registry (NMLS), which performs the approval process for training, registering and licensing residential loan originators, mortgage brokers, lenders and mortgage schools. The “S.A.F.E.” portion of the name of the course refers an acronym of the federal act itself.

To be licensed in North Dakota, here is a link to North Dakota Mortgage Licensing Information.

Call our Mortgage Course Counselors today for more course information at: 877-725-7551

	Cooke Real Estate School
	and Kaplan have partnered
	to provide you with quality
	education to help you meet
	your required licensing
	hours or study for the
	SAFE exams.


	Call 877-725-7551 for more information or to enroll today! Reference school code: COOKEMO

Course	Live Online	OnDemand	Online
Pre-Licensing Education	X	X*
National Exam Prep		X
State Specific Exam Prep**		X
Continuing Education			X*

Free Resources
	MLO SAFE Requirements Compliance Chart >> NMLS chart to help you understand the requirements in your state
	Delivery Methods Explained >> Answer your questions about the different styles of instruction
	Get Licensed in 5 Steps >> Five steps to meet your education requirements to become licensed

Exam Prep
OnDemand instructional resources and interactive support tools crucial for the SAFE exam:

Recognize important concepts
Increase your confidence
Prepare for exam day
Quizzes, problem solving, and sample exam questions

LIVE Online Course
Experience the structure and focus of classroom instruction with this interactive LIVE online format, including:

SAFE instruction, with state-specific exam prep
Add-on OnDemand National Exam Prep review to prepare for exam

Call 877-725-7551 for more information or to enroll today! school code: COOKEMO

Mortgage Courses for Personal Development

Knowledge about real estate mortgages and the mortgage business is essential for the successful real estate agent.

Questions and Answers to Help You Pass the Mortgage Exam This exam prep course is designed to simulate the actual mortgage exam. It is a tool that can be used to practice proven text taking strategies and strengthen areas where more knowledge will be beneficial. With over 700 questions testing a variety of topics, students can focus on one particular topic, create multiple mock exams or choose to practice with questions from specific categories.

Real Estate Finance Today This course covers financial principles regarding residential real estate financing basics an mortgage trends. The discussion includes new, recently-available mortgage lending products, government influences on real estate finance, and current issues like sub prime lending and foreclosure

Real Estate and Taxes! What Every Agent Should Know This course offers a comprehensive look at the use of principal financing instruments and how the government influences real estate financing.

Mortgage Fraud and Predatory Lending: What Every Agent Should Know This course addresses the hand-in-hand issues of predatory lending and mortgage fraud, and how they affect foreclosed and repossessed properties. Topics include the impact illegal flipping, federal protections and the impact of mortgage fraud and predatory lending on real estate agents.

Understanding Credit and Improving Credit Scores: What You Need to Know This course gives an overview of credit scores, credit reports, and credit bureaus and advice on preventing identity theft and improving credit. Practicing professional will be able to help clients identify negative information on their credit reports; explain how credit scores are calculated and how lenders evaluate ability to pay. This course also deals with the Fair Credit Billing Act and the Fair Reporting Act and will show how you can improve ones credit score.

Real Estate Agent / Mortgage Professional This course offers a behind-the-scene look at the workings of today’s mortgage market and will help professionals be better equipped to pre-qualify home buyers and match them with available loan programs.

Reverse Mortgages for Seniors Homeowners This course explores the application process, fees, closing costs, tax benefits and treatments of reverse mortgages.